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8 mistakes victims make when filing personal injury claims - part 1 of 2

Stethoscope on a medical claim form with blurred ambulance in the backgroundFiling a personal injury claim in Wales can help you recover compensation if you’ve been injured in an accident that wasn’t your fault.

However, many claimants make errors during the process that can jeopardise their case. Avoiding these mistakes can increase your chances of securing the compensation you deserve.

In this first part of our two-part series, we’ll explore four common mistakes people make when filing personal injury claims and provide expert advice on how to avoid them.

Understanding these pitfalls will help you navigate the legal process with confidence.

1. Failing to seek medical attention immediately

One of the biggest mistakes people make is not seeking immediate medical attention after an accident. Even if you feel fine or your injuries seem minor, it's important to see a doctor right away.

Why is this important?

Medical records are critical in proving the severity of your injuries. Failing to get checked by a healthcare professional could allow insurance companies to argue that your injuries aren't as serious or weren’t caused by the accident.

How to avoid this mistake:

Seek medical attention immediately after the accident, even if you feel fine. Make sure to follow your doctor’s advice and keep all records of your treatment and recovery. These will serve as crucial evidence for your personal injury claim.

2. Not collecting enough evidence

Another common error is not gathering sufficient evidence at the scene of the accident.

In the stress and chaos of the moment, many claimants forget to document crucial details.

Why is this important?

A successful personal injury claim relies heavily on evidence to prove the other party's liability and the extent of your injuries. Without sufficient proof, you may struggle to secure fair compensation.

How to avoid this mistake:

If you're able, take photographs of the accident scene, your injuries, and any property damage. Collect the contact information of any witnesses and keep a record of all communication related to the accident.

The more evidence you gather, the stronger your case will be.

Read: Types of personal injury cases and how to pursue compensation

3. Speaking to the other party’s insurance company without legal advice

It’s common for the other party’s insurance company to contact you soon after the accident, especially after a road traffic accident. Many claimants make the mistake of speaking to them without first consulting a solicitor.

Why is this important?

Insurance companies may use your statements against you to minimise their pay-out. They may also offer a quick settlement that’s far below the value of your claim.

How to avoid this mistake:

Never speak to the other party’s insurer without first consulting with a personal injury solicitor. Your solicitor can handle communications with the insurance company and ensure you don’t inadvertently harm your case.

4. Accepting a quick settlement

After an accident, you may feel pressured to accept the first settlement offer, especially if you're facing financial difficulties. However, accepting a quick settlement can be a costly mistake.

Why is this important?

Initial settlement offers are usually lower than what you’re entitled to. If you accept the offer, you likely won’t be able to claim more compensation, even if your injuries worsen or additional costs arise.

How to avoid this mistake:

Don’t accept any settlement offer until you fully understand the extent of your injuries and losses. Work with your solicitor to ensure the settlement covers all current and future medical costs and lost wages.

These are just four common mistakes people make when filing personal injury claims in Wales. By avoiding these pitfalls, you can significantly increase your chances of a successful outcome.

Read: Steps to take after suffering a personal injury

However, there are more potential mistakes to be aware of, which we will cover in the second part of this series.

Stay tuned for Part 2, where we will discuss four more mistakes and provide practical tips on how to avoid them.

Remember, seeking advice from an experienced solicitor is crucial for navigating the personal injury claims process.

If you’ve been injured in an accident and need expert legal advice from personal injury claim specialists, contact Fonseca Law today for a free consultation. Simply call 01495 303124, e-mail enquiries@fonsecalaw.co.uk or complete the online enquiry form.